Our mission is to offer transparent, efficient, and affordable payment solutions, so you can focus on what matters most—growing your business.
By providing capital without the burden of interest, profit-sharing arrangements encourage individuals to start and grow businesses.
Since profits are shared, both parties have a vested interest in the success of the venture, leading to better collaboration and management.
Islamic finance can provide access to capital for those who may be excluded from conventional banking systems.
At Mal Payment, we provide secure, seamless, and scalable payment solutions designed to help businesses of all sizes grow. With advanced security features and multi-channel support, our platform ensures fast, reliable transactions.








Mal Payment provides a fast, secure, and seamless way to accept digital payments. Our advanced platform ensures smooth transactions for businesses of all sizes.
Derived from Islamic law (Sharia), which prohibits certain activities, such as charging interest (riba) and engaging in excessive uncertainty (gharar). One of the key concepts in Islamic finance is profit sharing, which aligns with the ethical and moral guidelines of Islam.
Mal Payment simplifies digital transactions with e-wallets, website payments, and business card gateway solutions—all in one platform.
– Mudarabah is a partnership where one party provides the capital (rab al-mal) and the other party provides expertise and management (mudarib).
– Profits generated from the venture are shared according to a pre-agreed ratio, while losses are borne solely by the capital provider unless negligence or misconduct is proven by the mudarib.
– This structure encourages entrepreneurship and risk-sharing.
– Musharakah involves two or more parties contributing capital to a business venture and sharing profits and losses according to their respective contributions.
– All partners have a say in the management of the business, and profits are distributed based on a pre-agreed ratio.
– This model promotes collaboration and shared responsibility.
– The profit-sharing ratios in both Mudarabah and Musharakah are flexible and can be negotiated based on the agreement between the parties involved.
– It is essential that these ratios are clearly defined in the contract to avoid disputes.
Mal Payment offers a secure and seamless online payment gateway specifically designed for mosques. By supporting Mastercard and Visa credit card transactions, mosques can easily accept donations. Our solution integrates directly into mosque websites, ensuring both local and international donations in over 130 currencies. This initiative makes charitable giving simple, secure, and accessible for donors worldwide, providing essential financial support to mosques across the globe.
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